Debt Secrets

In order to tackle your debt problem, you need to organize and gather information on your personal financial situation into a document called a “statement of affairs”. This article explains how to construct your Statement of Affairs (SOA) and offers pointers on some of the downloadable tools and examples that you can use to help you. For example, there is a link to a budget sheet from the National Debt Line that you can download, print out and complete in pencil. Alternatively, if you are comfortable completing your Statement of Affairs online you can use the “Debt Remedy” tool from the CCCS.

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This is the second part of two posts on the actions you need to take prior to choosing your debt solution. The first part is here

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So you have finally admitted to your debt problem and have informed yourself of the potential solutions available. After receiving professional debt advice, you are now determined to proceed with a debt solution to destroy your debt problem once and for all. Is there anything else left to do?

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Where to get the Best Free Debt Advice

There are many organizations in the UK providing free debt advice and disseminating debt information, these organizations range from charities, government agencies, not-for-profit and private companies, community groups and even private individuals.

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