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	<title>Comments for Debt Secrets</title>
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	<link>http://www.debtsecrets.co.uk</link>
	<description>Secrets, tips, solutions and advice for UK related debt problems</description>
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		<title>Comment on IVA secret 9: Why how much you pay in IP professional fees really does matter. by The real truth about Extra IVA fees: Charging You for a Commision for an Insolvency Practitioner! &#124; Debt Secrets</title>
		<link>http://www.debtsecrets.co.uk/iva-secret-9-why-how-much-you-pay-in-ip-professional-fees-really-does-matter/comment-page-1#comment-322</link>
		<dc:creator>The real truth about Extra IVA fees: Charging You for a Commision for an Insolvency Practitioner! &#124; Debt Secrets</dc:creator>
		<pubDate>Fri, 16 Sep 2011 13:20:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/?p=55#comment-322</guid>
		<description>[...] I just read the Individual Voluntary Arrangement article on Wikipedia and I must say I am really angry. Despite the article containing a lot of facts about IVAs it is missing information under the IVA fees section. As I have explained a dozen times including emphasizing in this article: go directly to an Insolvency Practitioner it is so important that you don&#8217;t pay an upfront cash based fee for some salesperson to arrange your IVA. Also it is important not to get caught on too a high a paying insolvency practitioner as I mentioned in&#160; Why how much you pay for insolvency practioners fee matters [...]</description>
		<content:encoded><![CDATA[<p>[...] I just read the Individual Voluntary Arrangement article on Wikipedia and I must say I am really angry. Despite the article containing a lot of facts about IVAs it is missing information under the IVA fees section. As I have explained a dozen times including emphasizing in this article: go directly to an Insolvency Practitioner it is so important that you don&#8217;t pay an upfront cash based fee for some salesperson to arrange your IVA. Also it is important not to get caught on too a high a paying insolvency practitioner as I mentioned in&nbsp; Why how much you pay for insolvency practioners fee matters [...]</p>
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		<title>Comment on IVA secret 6: Go directly to an Insolvency Practitioner by The real truth about Extra IVA fees: Charging You for a Commision for an Insolvency Practitioner! &#124; Debt Secrets</title>
		<link>http://www.debtsecrets.co.uk/iva-secret-6-go-directly-to-an-insolvency-practitioner/comment-page-1#comment-321</link>
		<dc:creator>The real truth about Extra IVA fees: Charging You for a Commision for an Insolvency Practitioner! &#124; Debt Secrets</dc:creator>
		<pubDate>Wed, 14 Sep 2011 21:36:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/iva-secret-6-go-directly-to-an-insolvency-practitioner#comment-321</guid>
		<description>[...] the IVA fees section. As I have explained a dozen times including emphasizing in this article: go directly to an Insolvency Practitioner it is so important that you don&#8217;t pay an upfront cash based fee for some salesperson to [...]</description>
		<content:encoded><![CDATA[<p>[...] the IVA fees section. As I have explained a dozen times including emphasizing in this article: go directly to an Insolvency Practitioner it is so important that you don&#8217;t pay an upfront cash based fee for some salesperson to [...]</p>
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		<title>Comment on A summary of what to do to tackle your debt problem by Debt Problem in Ireland? &#124; Debt Secrets</title>
		<link>http://www.debtsecrets.co.uk/solve-your-debt-problem-summary/comment-page-1#comment-319</link>
		<dc:creator>Debt Problem in Ireland? &#124; Debt Secrets</dc:creator>
		<pubDate>Wed, 07 Sep 2011 23:25:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/?p=98#comment-319</guid>
		<description>[...] with this article a summary of what to do to tackle your debt problem and follow its advice. It&#8217;ll save you alot of time and will help you set out a budget and [...]</description>
		<content:encoded><![CDATA[<p>[...] with this article a summary of what to do to tackle your debt problem and follow its advice. It&#8217;ll save you alot of time and will help you set out a budget and [...]</p>
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		<title>Comment on A warning for beginners trading forex on tradefair by martin</title>
		<link>http://www.debtsecrets.co.uk/a-warning-for-beginners-trading-forex-on-tradefair/comment-page-1#comment-311</link>
		<dc:creator>martin</dc:creator>
		<pubDate>Thu, 31 Mar 2011 08:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/?p=64#comment-311</guid>
		<description>&quot; The really bad part is that my strategy would have worked &quot;. You don&#039;t
know that . You think it might have worked . You certainly hope it would
have worked but you just don&#039;t know.</description>
		<content:encoded><![CDATA[<p>&#8221; The really bad part is that my strategy would have worked &#8220;. You don&#8217;t<br />
know that . You think it might have worked . You certainly hope it would<br />
have worked but you just don&#8217;t know.</p>
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		<title>Comment on Escaping your debts via emigration. The skip solution to a debt problem. by Anthony Norman Other</title>
		<link>http://www.debtsecrets.co.uk/escaping-your-debts-via-emigration-the-skip-solution-to-a-debt-problem/comment-page-1#comment-309</link>
		<dc:creator>Anthony Norman Other</dc:creator>
		<pubDate>Sun, 06 Feb 2011 20:04:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/escaping-your-debts-via-emigration-the-skip-solution-to-a-debt-problem#comment-309</guid>
		<description>How refreshing to find a site telling it like it is with no bull. I had never heard of the term &#039;skip&#039; before. I&#039;ve always called debt dodgers who escape abroad, &#039;debt fugitives&#039;.

Here are some of my Debt Fugitive Friends:

http://i-went-bankrupt.com/debt-fugitives/

all the best,

A.N. Other</description>
		<content:encoded><![CDATA[<p>How refreshing to find a site telling it like it is with no bull. I had never heard of the term &#8216;skip&#8217; before. I&#8217;ve always called debt dodgers who escape abroad, &#8216;debt fugitives&#8217;.</p>
<p>Here are some of my Debt Fugitive Friends:</p>
<p><a href="http://i-went-bankrupt.com/debt-fugitives/" rel="nofollow">http://i-went-bankrupt.com/debt-fugitives/</a></p>
<p>all the best,</p>
<p>A.N. Other</p>
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		<title>Comment on Escaping your debts via emigration. The skip solution to a debt problem. by Ken</title>
		<link>http://www.debtsecrets.co.uk/escaping-your-debts-via-emigration-the-skip-solution-to-a-debt-problem/comment-page-1#comment-303</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Tue, 19 Oct 2010 10:18:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/escaping-your-debts-via-emigration-the-skip-solution-to-a-debt-problem#comment-303</guid>
		<description>Civil servants get their pensions from the state pension pot.  They hide their generous pensions under the cover of the state pension pot.  They always trot out the example of the civil servant on 5,000 per year to justify large % increases, then the retired politicians and senior civil servants also get them.  I also note that many company executives are approaching the retirement age, and therefore they are pushing back bonuses, raises etc. to their final year, hence they can collect pensions greatly inflated by final year incomes.  Unfortuneatly, they will collect pensions that are far in excess of their contributions, eventually breaking the pension providers funds.  The entire executive class in the UK is now in a free for all to grab what it can, and to heck with the future, especially as most of them will move overseas away from the mess they have created.</description>
		<content:encoded><![CDATA[<p>Civil servants get their pensions from the state pension pot.  They hide their generous pensions under the cover of the state pension pot.  They always trot out the example of the civil servant on 5,000 per year to justify large % increases, then the retired politicians and senior civil servants also get them.  I also note that many company executives are approaching the retirement age, and therefore they are pushing back bonuses, raises etc. to their final year, hence they can collect pensions greatly inflated by final year incomes.  Unfortuneatly, they will collect pensions that are far in excess of their contributions, eventually breaking the pension providers funds.  The entire executive class in the UK is now in a free for all to grab what it can, and to heck with the future, especially as most of them will move overseas away from the mess they have created.</p>
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		<title>Comment on IVA Facts, the truth about the disadvantages and advantages of an IVA by Debt Problem in Ireland? &#124; Debt Secrets</title>
		<link>http://www.debtsecrets.co.uk/iva-facts-the-truth-about-the-disadvantages-and-advantages-of-an-iva/comment-page-1#comment-299</link>
		<dc:creator>Debt Problem in Ireland? &#124; Debt Secrets</dc:creator>
		<pubDate>Wed, 01 Sep 2010 01:03:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/iva-facts-the-truth-about-the-disadvantages-and-advantages-of-an-iva#comment-299</guid>
		<description>[...] legal vehicle established by legislation for dealing with your debts in Ireland comparable to the individual voluntary arrangement in the [...]</description>
		<content:encoded><![CDATA[<p>[...] legal vehicle established by legislation for dealing with your debts in Ireland comparable to the individual voluntary arrangement in the [...]</p>
]]></content:encoded>
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		<title>Comment on The best and most reliable uk debt advice, A review of the organisations providing free help with a debt problem by dancingqueen</title>
		<link>http://www.debtsecrets.co.uk/the-best-and-most-reliable-uk-debt-advice-a-review-of-the-organisations-providing-free-help-with-a-debt-problem/comment-page-1#comment-297</link>
		<dc:creator>dancingqueen</dc:creator>
		<pubDate>Mon, 24 May 2010 14:20:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/the-best-and-most-reliable-uk-debt-advice-a-review-of-the-organisations-providing-free-help-with-a-debt-problem#comment-297</guid>
		<description>And not forgetting Christians Against Poverty, of course - a national network of 134 debt advice centres offering free, impartial face-to-face debt advice to anyone struggling with debt. http://www.capuk.org</description>
		<content:encoded><![CDATA[<p>And not forgetting Christians Against Poverty, of course &#8211; a national network of 134 debt advice centres offering free, impartial face-to-face debt advice to anyone struggling with debt. <a href="http://www.capuk.org" rel="nofollow">http://www.capuk.org</a></p>
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		<title>Comment on A warning for beginners trading forex on tradefair by Charlie C</title>
		<link>http://www.debtsecrets.co.uk/a-warning-for-beginners-trading-forex-on-tradefair/comment-page-1#comment-296</link>
		<dc:creator>Charlie C</dc:creator>
		<pubDate>Mon, 10 May 2010 22:09:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/?p=64#comment-296</guid>
		<description>&quot;my strategy would have worked&quot;
Not necessarily, it might never have gone back up to that price again. (Unlikely, but it may have taken a long time, or gone down more than £20</description>
		<content:encoded><![CDATA[<p>&#8220;my strategy would have worked&#8221;<br />
Not necessarily, it might never have gone back up to that price again. (Unlikely, but it may have taken a long time, or gone down more than £20</p>
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		<title>Comment on Escaping your debts via emigration. The skip solution to a debt problem. by James</title>
		<link>http://www.debtsecrets.co.uk/escaping-your-debts-via-emigration-the-skip-solution-to-a-debt-problem/comment-page-1#comment-292</link>
		<dc:creator>James</dc:creator>
		<pubDate>Sun, 29 Nov 2009 12:04:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtsecrets.co.uk/escaping-your-debts-via-emigration-the-skip-solution-to-a-debt-problem#comment-292</guid>
		<description>Totally agree.  Brown and Cambell dont seem to recognize that the minority parties are going to clean up at the next election as their own politicians go through a mock election campaign to get their money and move away.  Unless they win their seats, surely we are rewarding failure giving them lump sums and generous pensions.  Havent they in effect been fired.  If you move to hide from your creditors, make sure you dont leave any lose ends that could be used to find you.  If you go overseas, dont tell people where, close your bank accounts without forwarding addresses etc.  Finally, dont return for at least 6 years.</description>
		<content:encoded><![CDATA[<p>Totally agree.  Brown and Cambell dont seem to recognize that the minority parties are going to clean up at the next election as their own politicians go through a mock election campaign to get their money and move away.  Unless they win their seats, surely we are rewarding failure giving them lump sums and generous pensions.  Havent they in effect been fired.  If you move to hide from your creditors, make sure you dont leave any lose ends that could be used to find you.  If you go overseas, dont tell people where, close your bank accounts without forwarding addresses etc.  Finally, dont return for at least 6 years.</p>
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