The best and most reliable uk debt advice, A review of the organisations providing free help with a debt problem

September 1, 2007

Where to get the Best Free Debt Advice There are many organizations in the UK providing free debt advice and disseminating debt information, these organizations range from charities, government agencies, not-for-profit and private companies, community groups and even private individuals.

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Food prices crash! Deflation zone, more incredible supermarket bargains and pictures

August 19, 2007

Yes the food prices really have crashed at your local supermarket folks! It’s unbelievable! Here’s the result of following the advice given in this article Money saving tips on grocery shopping Tesco bargains Take a look at some of the incredible bargains bagged here. I mean just feast your eyeballs on these! First up we […]

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UK Debt Glossary Simple explanations to UK debt terms

August 18, 2007

For those who are in debt in Britain here are some of the basic debt related terms that you need to know: Statement of Affairs (SOA) A document that lays out all the details of your financial situation. It includes your monthly income and expenses; liabilities such as loans/mortgages; and assets such as your home. […]

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How to build wealth and why saving but not frugality belongs in the picture

August 18, 2007

How does one build wealth? For the majority of us, at its most fundamental the answer is simple: increase income, decrease outgoings. But there is a little more complexity to the “Earn more and Save more” rule than appears. Saving money might cost you more than you think There are lots of ways to save. […]

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Money saving tips on grocery shopping Tesco bargains

August 18, 2007

A caution regarding extreme frugality Before you read this post and become a happy bargain hunter, I would like to sound a note of caution to those readers who pursue an extreme version of the “savings strategy”. Please first read my articles on building wealth: How to build wealth and why saving but not frugality […]

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How to transform your personal debt crisis into an opportunity

August 16, 2007

This article is part of the coping with debt series. The objective is to help people reframe their debt problem as an opportunity. The article pitches your debt problem as a turning point in your life – a chance to spiral upwards rather than further downwards. The readers who find themselves in a debt situation […]

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How to deal with the emotional aspects of a personal debt problem

May 16, 2007

Often a debt problem is a symptom of a larger life crisis. That crisis could have its origins in events beyond one’s control, events such as a redundancy or a relationship break-up. We all develop strategies and techniques for handling such emotional turmoil. I would like to offer some tips here that I have found […]

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Britain’s debt crisis continues

May 8, 2007

The BBC reports here on the increasing number of insolvencies: “More than 30,000 people became insolvent in England and Wales during the first three months of 2007, official figures show – a new record. This is an increase of 23.9% on the same three-month period in 2006, the government’s Insolvency Service said. However, the rate […]

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